Madoff Scandal - Karma at play?

A lot of people have asked me if Karma is always from previous lives or current lives. The quick answer is both. We have to pay for our deeds from the previous birth and this year. What Madoff did to thousands of investors is already have an effect on his current life. He's move from a penthouse flat to a small prison cell. He'll live in this hell every day for the rest of his life. So, he'll pay for his karma in this life. But, it might not be enough. In his next live, his payback might continue. What do you think?